{"id":599,"date":"2016-10-24T14:43:59","date_gmt":"2016-10-24T18:43:59","guid":{"rendered":"http:\/\/simon.wps.dev\/fr\/fixed-rate-vs-variable-rate\/"},"modified":"2017-01-14T22:07:54","modified_gmt":"2017-01-15T03:07:54","slug":"fixed-rate-vs-variable-rate","status":"publish","type":"page","link":"https:\/\/findtorontomortgage.com\/fr\/home-purchase\/fixed-rate-vs-variable-rate\/","title":{"rendered":"Taux Fixe Vs Taux Variable"},"content":{"rendered":"<blockquote><p>VOUS POUVEZ \u00caTRE R\u00c9COMPENS\u00c9 EN CHOISISSANT LE TAUX VARIABLE, MALGR\u00c9 LA VARIATION DU MONTANT PR\u00c9CIS D\u00c9TERMIN\u00c9E PAR L\u2019ENVIRONNEMENT \u00c9CONOMIQUE.<\/p><\/blockquote>\n<div class=\"videoWrapper\">\n<iframe width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/QacRDyKRuVo?rel=0\" frameborder=\"0\" allowfullscreen><\/iframe>\n<\/div>\n<p>Les taux hypoth\u00e9caires fixes sont souvent favoris\u00e9s par les acheteurs d\u00e9sirant une stabilit\u00e9 dans leurs paiements, qui g\u00e8rent un budget mensuel restreint, ou qui sont g\u00e9n\u00e9ralement plus conservateurs. Par exemple, les jeunes couples aux hypoth\u00e8ques importantes par rapport \u00e0 leur revenu pourraient pr\u00e9f\u00e9rer les taux fixes qui apportent tranquillit\u00e9 d\u2019esprit.<\/p>\n<p>Un taux variable permettra \u00e0 l\u2019emprunteur de b\u00e9n\u00e9ficier d\u2019un taux bas, puisque le taux d\u2019int\u00e9r\u00eat est calcul\u00e9 en tout temps, selon le taux pr\u00e9f\u00e9rentiel du pr\u00eateur plus ou moins un pourcentage pr\u00e9cis. Par exemple, si le taux hypoth\u00e9caire pr\u00e9f\u00e9rentiel actuel est de 5,5 %, la personne d\u00e9tentrice d\u2019une hypoth\u00e8que \u00e0 taux pr\u00e9f\u00e9rentiel moins 0,5 %  payera un taux d\u2019int\u00e9r\u00eat variable de 5 %.<\/p>\n<p>La meilleure option qui se pr\u00e9sente au consommateur est d\u2019avoir une discussion franche avec le courtier hypoth\u00e9caire, afin d\u2019assurer une bonne compr\u00e9hension des risques et du rendement associ\u00e9s \u00e0 chaque type d\u2019hypoth\u00e8que.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Choisir entre un taux fixe et un taux variable n\u2019est pas toujours facile. Tout d\u00e9pend de votre tol\u00e9rance au risque et votre capacit\u00e9 \u00e0 amortir des paiements hypoth\u00e9caires plus importants.<\/p>\n","protected":false},"author":1,"featured_media":522,"parent":628,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/findtorontomortgage.com\/fr\/home-purchase\/fixed-rate-vs-variable-rate\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Taux Fixe Vs Taux Variable - Centres Hypoth\u00e9caires Dominion\" \/>\n<meta property=\"og:description\" content=\"Choisir entre un taux fixe et un taux variable n\u2019est pas toujours facile. 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